Equipment Financing
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Massey Ferguson Tractor Financing
All MF 1700 compact through MF 8700 large tractors with 2024 prices. AGCO Finance OEM programs. Comparison vs John Deere and Kubota.
Key Facts: Massey Ferguson Tractor Financing
- Brand Owner: AGCO Corporation (Duluth, GA — NYSE: AGCO)
- US Manufacturing: Jackson, MN (compact tractors)
- Other MF Plants: Beauvais, France (mid-range and large)
- OEM Financing: AGCO Finance
- Sister Brands: Fendt (Germany), Valtra (Finland), Challenger
- Price Range: $18,000 (MF 1723E) to $445,000 (MF 8740S)
- AGCO Finance Advantage: Cross-brand financing across all AGCO products
Massey Ferguson Tractor Financing — All Series
| Model | HP | New Price | Used Price | Notes |
|---|---|---|---|---|
| MF 1723E | 23HP compact | $18,000–$23,000 | $10,000–$14,000 | Entry compact |
| MF 2706E | 75HP utility | $48,000–$62,000 | $28,000–$36,000 | |
| MF 4707 | 75HP | $52,000–$66,000 | $30,000–$38,000 | |
| MF 4710 | 100HP | $72,000–$92,000 | $42,000–$53,000 | |
| MF 5710 SL | 100HP | $78,000–$99,000 | $45,000–$57,000 | SL series |
| MF 5713 SL | 130HP | $102,000–$128,000 | $59,000–$74,000 | |
| MF 6713 S | 130HP | $112,000–$142,000 | $65,000–$82,000 | |
| MF 6718 S | 185HP | $148,000–$188,000 | $86,000–$109,000 | |
| MF 7718 S | 185HP | $175,000–$222,000 | $102,000–$129,000 | 7-series row crop |
| MF 7726 S | 265HP | $228,000–$288,000 | $132,000–$167,000 | |
| MF 8730 S | 305HP | $285,000–$360,000 | $165,000–$209,000 | Large row crop |
| MF 8740 S | 405HP | $352,000–$445,000 | $204,000–$258,000 | Flagship large tractor |
Massey Ferguson vs John Deere vs Kubota — Compact Tractor Comparison
| Criterion | MF 4710 (100HP) | John Deere 6155R (155HP) | Kubota M5-111 (111HP) |
|---|---|---|---|
| New Price | $72,000–$92,000 | $128,000–$162,000 | $72,000–$92,000 |
| OEM Financing | AGCO Finance | JD Financial (seasonal payments) | KCC 0% programs |
| 3-Year Resale | 55–63% | 65–73% | 58–66% |
| US Manufacturing | Jackson, MN (compact) | Waterloo, IA | Jefferson, GA |
| Cross-Brand Finance | All AGCO brands | All John Deere | All Kubota |
| Dealer Network | Good | Best | Very good |
| Best For | Value-focused buyers, AGCO ecosystem | Best resale, seasonal payments | Best 0% financing program |
AGCO Finance — OEM Financing Details
AGCO Finance is the captive financing subsidiary for all AGCO Corporation brands — Massey Ferguson, Fendt, Valtra, Challenger, and Gleaner. Headquartered in Duluth, Georgia, AGCO Finance provides loans and leases through authorized dealers worldwide.
The distinctive advantage of AGCO Finance is cross-brand financing — if you operate both a Massey Ferguson tractor and a Gleaner combine, AGCO Finance can structure a single financing relationship covering both. Similarly, farms expanding into Fendt (the premium AGCO brand) can transition financing within the same lender framework.
AGCO Finance terms run 36–84 months, with seasonal payment options available for row crop and hay/forage applications. Promotional 0% rates are offered periodically, particularly on compact and mid-range tractors during spring and fall selling seasons.
Ready to Finance a Massey Ferguson Tractor?
Get AGCO Finance OEM programs or compare with Farm Credit and independent lender alternatives.
Frequently Asked Questions — Massey Ferguson Tractor Financing
Who owns Massey Ferguson and what is AGCO Finance?
Massey Ferguson is a brand owned by AGCO Corporation (Duluth, Georgia — NYSE: AGCO), which also owns Fendt, Valtra, and Challenger brands. AGCO Corporation was founded in 1990 and is headquartered in Duluth, Georgia. AGCO Finance is the captive financing subsidiary for all AGCO brands, providing OEM financing through authorized dealers. An advantage of AGCO Finance: it can cross-finance equipment across AGCO brands — MF tractors, Fendt tractors, Gleaner combines, and Hesston hay equipment under one lender relationship.
Where are Massey Ferguson tractors manufactured?
Massey Ferguson manufactures tractors at multiple global facilities: compact tractors at Jackson, Minnesota (US manufacturing); mid-range tractors at Beauvais, France; large tractors (7S, 8S series) at Beauvais, France. The Jackson, Minnesota plant makes MF compact models genuinely American-made. Most mid-range and large MF tractors sold in the US are imported from France.
How does Massey Ferguson compare to John Deere and Kubota for compact tractor financing?
In the compact tractor segment ($18,000–$50,000): Kubota KCC offers 0% for 60-84 months (best 0% term), equipment lenders offers seasonal payments (best for uneven cash flow), and AGCO Finance offers competitive but less aggressive 0% terms. Massey Ferguson compact tractors (1700 series) typically price slightly below comparable John Deere models, which can offset the slightly less aggressive financing. For total cost of ownership analysis, compare the actual monthly payments after applying each brand's promotional rate.
What is the MF 8740S and who is it for?
The Massey Ferguson MF 8740S ($352,000–$445,000) is a 405HP large row crop tractor with CVT transmission, full AGCO ConnectGIS precision farming integration, and hydraulic load management. It competes with the John Deere 8R 370 and Case IH Magnum 380. The 8740S is designed for large row crop farms (1,000+ acres), dairy support operations, and commercial hay and forage operations. AGCO Finance provides OEM financing; Farm Credit lenders also compete actively on this price point.
What is the difference between Massey Ferguson and Fendt tractors?
Both Massey Ferguson and Fendt are owned by AGCO Corporation. Fendt (Marktoberdorf, Germany) is the premium brand — Fendt tractors are known for the Vario CVT transmission and significantly higher price points ($180,000–$600,000+). Massey Ferguson is the mainstream brand competing on value vs John Deere and Case IH. For financing purposes, both are financed by AGCO Finance, but Fendt's higher price tier involves more complex financing structures due to the larger loan amounts.
Can I finance a Massey Ferguson tractor with no down payment?
Zero-down financing is available through AGCO Finance during promotional periods for qualified buyers (typically 680+ FICO, established business). Outside promotions, 0–10% down is typical for MF compact tractors with strong credit. For mid-range ($50,000–$150,000) MF tractors, Farm Credit lenders may offer 100% financing for established farm operations. For credit scores below 640, expect 0–20% down (0% available for qualified borrowers) payment requirements.